Hudson Valley Periodontics and Implantology networks with MetLife, Cigna, Delta, and United Concordia insurance programs and is happy to assist you with any insurance questions you may have.
Dental Insurance is different from Medical Insurance. Many patients aren’t familiar with the specifics of their dental insurance benefits. Your dental benefits are based on the agreement your employer negotiated with your insurance carrier. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your employer.
An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment. Please let us know if you have questions about our financial policies or financing options prior to your treatment.
For your convenience, we accept payments made with Visa, MasterCard, Discover, and American Express.
We offer a 5% reduction fee for all upfront payments. You are also welcome to open an account payment plan, with which you can finance periodontal care over 2-3 equal payments.
We also offer financing through Care Credit. CareCredit® is available to help you pay for dental procedures your insurance doesn’t cover. CareCredit® offers both No Interest* financing or low minimum monthly payment options so you can take care of your dental health.
With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. Click here for more information or to apply for financing.
Kindly provide at least 48 hours notice for any appointment that needs to be rescheduled. Appointments cancelled in less than 24 hours may be subject to a cancellation charge.